Business Credit CardsBusiness Edition® Plus Visa® Card
The Business Edition® Plus Visa® Card offers the ability to earn points with every dollar spent.** With it, you can earn points for office equipment, roundtrip airline tickets on any major airline, shopping and dining certificates, even trips to exotic destinations.
Browse our online redemption website to see the wide variety of rewards we offer.
Features
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Earn 1 point for every $1 you make in purchases with no limit to the number of points you can earn.**
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Introductory 0% APR* on purchases for the first six billing cycles after your account is opened.
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No annual fee.
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Online access to view transactions, pay your bill, view up to seven years of prior statements for both individual cardholders and for companies with multiple cardholders.
Benefits and Services
- Purchase Security and Extended Protection**
- Management Reports
- Lost Luggage Insurance**
- Hotel Discount Program**
- Travel Accident Insurance**
- Auto Rental Collision Damage Waiver**
This card is recommended for sole proprietorships, partnerships, public and privately held companies.
The application for this product requires a personal guarantee.
Please note that in order to keep this great rate, you cannot miss a payment to us: more than twice in the previous six months or more than five times in the previous 12 months; or that remains unpaid 30 days or longer at any time in the previous six months or remains unpaid 30 days or longer more than once in the previous 12 months; or that remains unpaid 60 days or more at any time in the previous 12 months. We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms.
Payments may be allocated to the lower APRs first. Please note that the special introductory rate does not apply to balance transfers and cash advances.
Benefits
Purchase Security and Extended Protection**
Nearly everything you buy with your Visa® Business Card is automatically protected from theft or damage within the first 90 days of purchase. Plus, extended protection doubles the time period of the original manufacturers written U.S. warranty up to one full year on warranties of three years or less.
Management Reports
With the Visa® Business Card, your company can receive easy-to-read management reports, itemizing your employees' business expenditures. Plus, it gives you a record of tax-deductible expenses, which could help cut your payments to the IRS by hundreds of dollars. For more information, visit our management reports page.
Lost Luggage Insurance**
When you charge the full amount of your travel tickets to your Visa® Business Card, you may be eligible to receive reimbursement for amounts paid for direct physical loss or damage to checked baggage for a maximum reimbursement of $3,000 per insured.
Hotel Discount Program**
You can receive up to 60% off regular rates at more than 11,000 hotels, motels and resorts in 146 countries and territories. For more information, call us toll-free at 1-800-VISA-616.
Travel Accident Insurance**
You are protected with up to $100,000 in travel accident insurance whenever you charge the full amount of your travel tickets to your Visa® Business Card.
Auto Rental Collision Damage Waiver**
Whenever you need a rental car, charge the full amount to your Visa® Business Card and receive automatic coverage from Visa. You can save up to $15 a day when you decline the rental agency's collision loss/damage waiver.
*For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
**Complete details including restrictions, limitations, and exclusions will be available when you become a Cardmember.
Cards are issued by First Bankcard, a division of First National Bank of Omaha.
