Small Business Resource CenterSmall Business Calculators
- How much do I need to start my business?
Use this calculator to help you determine your small business start-up expenses and your ongoing monthly expenses. This calculator calculates how much money you should budget and have available to start your business. - Should I buy or lease equipment?
This calculator compares a term loan and lease to obtain business equipment. To compare the value of payments over time for the lease-or-loan option, the calculator shows payments in present value. - How long will it take to repay my loan?
This calculator calculates the repayment period based on the values you enter. If you make additional principal payments, you shorten the repayment period. You also reduce interest expense. - What term of loan should I choose?
This calculator calculates monthly payments, total interest expense, and tax savings for two fixed-rate term loans. Tax savings are deducted from total payments to calculate net payments.
- Should I get a loan or a line of credit?
This analyzer helps you to evaluate the better source of financing: an amortizing loan or line of credit. - Should I take advantage of trade discounts?
When you buy goods on credit, a supplier may offer you a discount if you pay early. This incentive is called a discount on trade credit. Use this calculator to determine if you should take advantage of the trade discount. - Should I lease or own my business location?
This calculator compares a term loan and lease to pay for real estate you will need to operate your business. To compare the value of payments over time for the lease-or-loan option, the calculator shows payments in present value. - What is my business worth today?
This calculates the net worth of your business. Net worth is based on your estimate of the fair market value of the firm's assets. Net worth is your residual ownership in the business. It is calculated by subtracting the liabilities of your business from its assets.